Checking Accounts

Regular Checking Account

Our regular checking is a non-interest bearing account that requires no minimum to open.  There is a $5.00 + 5 cent service charge if the daily balance drops below $500.00.  (This fee is waived for children and students while they are still in school.)  There is no limit to the number of checks that may be written on a regular checking account.

NOW Account

Want an account that is interest bearing?   Then our NOW checking account is for you.  It requires $2000 to open and interest will be credited and compounded monthly on the average daily balance for the exact number of days each month.   If the average daily balance falls below $2000 no interest will be paid and a $20 service charge will apply.  There is also a 10 cent per debit item added to the $20 service charge.  There is no restriction on the amount of checks that can be written during the month.

 

Personal checks and debit cards are available on both accounts for an additional charge.

For additional information and current interest rates, call one of our friendly account representatives at 580-995-4231.

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. 

What this means for you:  When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.