INTEREST RATES

EFFECTIVE SEPTEMBER 13th, 2011

ACCOUNT TYPE

INTEREST RATE

ANNUAL PERCENTAGE YIELD *

NOW

0.15%

0.150%

SAVINGS

0.40%

0.400%

91 DAY CERTIFICATES

0.35%

0.351%

182 DAY CERTIFICATES

0.45%

0.451%

1 YEAR CERTIFICATES

0.70%

0.702%

18 MONTHS

0.90%

0.904%

24 MONTHS

0.95%

0.955%

30 MONTHS

1.05%

1.056%

48 MONTHS

1.25%

1.258%

60 Month

1.50%

1.511

*The annual percentage yield assumes funds will remain on deposit for a full year at the advertised rate.  Shorter term Certificate of Deposits, NOW & Savings accounts are assumed to renew to make a (1) year maturity.